Ritz-Craft Home Mortgage, LLC offers over 100 program options for construction to perm, and over 1,000 programs for permanent mortgages to the varying needs and requirements of our customers.  We are experts in financing systems built housing and can overcome many of the obstacles that other lenders experience with these unique types of homes.
Builder & manufacturer-friendly loan features:

Specialized draw schedules for modular builders

• Pre-curbside funding
• Modular comps not required for appraisal
• One-time close options
• Long term rate locks
• Financing up to 95% LTV
• 1 time close with up to 12 months to build
• 12 month construction terms
• Swing loans

Spec Home Financing

• Designed for model & spec homes
• Loans made directly to builder or dealer
• Increase production while keeping overhead stable

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We are staffed by professionals who understand the intricacies of working with consumers, builders, dealers and manufacturers.  Ritz-Craft Home Mortgage, LLC is an affiliate of American Home Bank, N.A. American Home Bank (AHB) is a national bank headquartered in Lancaster County, Pennsylvania. AHB offers construction to perm, construction only and permanent loans. Looking for a better, more knowledgeable construction lender - consider Ritz-Craft Home Mortgage, LLC. We make loans on log, modular, panelized, concrete and other building systems homes.